When shopping for insurance coverage, it's important to take the time to explore all of your options. Many people are familiar with the traditional types of insurance like health and dental coverage, but other options are available. Let's review some other insurance you may want to consider.

1. Boat Insurance

Boat insurance is one of the lesser-known types of coverage. It provides financial protection for any damage to your boat, motor, trailer, and personal property onboard. The average cost of a boat insurance policy is between $200 and $500 annually, according to Forbes. Boat insurance also includes liability for injuries or damage caused by you or your passengers while on the water.

2. Motorcycle Insurance

Motorcycle insurance policies can protect you from any financial losses that may occur in the event of an accident. It will cover damage to your motorcycle, injury costs to others if you're at fault, and other legal fees associated with an accident. Motorcycle insurance is a must for anyone who owns one.

3. Commercial Insurance

Commercial business insurance services are designed to protect businesses from any potential liabilities that may arise from operations. It can cover property damage, medical expenses, and legal fees in the event of a lawsuit. Such business insurance services can also protect against any potential disruptions to operations, such as natural disasters or cyber-attacks.

4. Bond Insurance

Bond insurance is a type of financial product that can protect businesses from any losses stemming from defaulted bonds or other debts. It can also protect from any losses caused by mismanagement of funds or failure to pay taxes. Bond insurance is a great way for businesses to protect their assets and finances.

5. Homeowners Insurance

Homeowners insurance can offer financial protection in the event of property damage, personal liability, or medical expenses. It can also provide coverage for items such as furniture and appliances if they are stolen or damaged due to a natural disaster. This insurance is an important part of protecting your most valued possessions.

When it comes to insurance coverage, there's much more out there than just the standard health, dental, and auto options. There are business insurance services and specific protection for boats or motorcycles. If you're curious about how to protect several aspects of your life or business, contact our team at Columbus Insurance Services Inc today.